Personal Finance - 1129 Words

CHAPTER 4 TEST A KEY True or False 1. True 2. False—A debit card will work just fine when renting cars and checking into hotels. 3. False—The debt snowball begins with your smallest debt. 4. True 5. False—If you have to loan money to a friend, give it to them as a gift. Never co-sign a loan. Matching 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. i. b d j c k e l a f Multiple Choice 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. c d a a b d a d c c b d c d a Short Answer: 31. The adult market is saturated, and credit card companies know that people are loyal to their first credit card.  © Copyright 2008 The Lampo Group, Inc. For classroom use only. FOUNDATIONS in PERSONAL FINANCE Name____________________________†¦show more content†¦c. Smaller payments mean more time in debt. d. Your lower interest loans also get rolled into the deal so you end up with minimal savings. 21. Which is true about the practice of marketing credit cards to teenagers? a. Teens are the number one target of credit card companies in America today. b. Brand loyalty to your first card is incredible, so credit card companies work hard to win you over first. c. Colleges are losing more students to credit card debt problems than to academic failure. d. All of the above 22. Which is not true about making purchases with credit cards? a. You spend 12-18% less when using a credit card. b. You spend 12-18% more when using a credit card. c. You are less likely to experience neurological â€Å"pain† when purchasing with a credit card. d. None of the above 23. Why do people think that the home equity loan is a good idea? a. There is a good tax refund. b. It serves as a substitute for an emergency fund. c. It’s a way to consolidate debt. d. All of the above 24. Kevin has the following debts: Home Equity Loan, $24,000; Visa, $1,200; Student Loan, $5,000; Car, $12,000. How sho uld he prioritize his debt snowball? a. Home Equity Loan, Visa, Student Loan, Car b. Visa, Car, Student Loan, Home Equity Loan c. Visa, Student Loan, Car, Home Equity Loan d. Cannot prioritize the debt snowball without knowing the interest rates on each debt FOUNDATIONS in PERSONAL FINANCE 25. Why is gazelle intensity so important in gettingShow MoreRelatedPersonal Finance3482 Words   |  14 Pagesskills to manage financial resources effectively for a lifetime of financial well-being. More specifically, it refers to the set of skills and knowledge that allow an individual to make informed and effective decisions through their understanding of finances. Financial literacy involves a number of different areas of understanding. Learning about money and how it works is an important aspect, as well as understanding products like credit, loans, and investments. Competency in managing money appears toRead Morepersonal finance 51057 Words   |  5 Pagescredit card offer and the one from question 10 above. Which offer would you be more likely to choose? Why? (3-6 sentences. 2.0 points) A Regions Personal Credit Card is a revolving line of credit that allows you to borrow funds to pay for goods and services you purchase, to get a cash advance, or to pay balances you owe to other creditors. You may use your Personal Credit Card for: †¢ Purchases †¢ Balance transfers †¢ Cash advances †¢ Overdraft protection, up to the amount available for cash advances underRead MorePersonal Finance And Social Finance1268 Words   |  6 PagesPersonal Finance has always been an emotional topic in the United States. Today, many Americans are generating unlimited wealth and living exceptional lives, while others are struggling to make ends meet. Evidently, people’s actions and beliefs are the deciding factors in their achievement of wealth. Thus, this huge gap in wealth between rich and poor people has a special connection with the philosophy and attitude of each individual toward personal finance. Merriam-Webster Dictionary definedRead MorePersonal Finance3728 Words   |  15 PagesPersonal Finance Chris Cannard, Van Trinh, Jommel Esteybar, Edward Sy, Cricket Williams, Trey Vogel San Jose State University Abstract Many people assume that handling personal finances is straightforward and can be done with little to no preparation. This paper delves into the many different aspects of personal finance. It discusses the tools that we are learning in class and explains how these tools that can be used to save for retirement. It offers tips to improve your financial standingRead MorePersonal Finance And Social Finance1196 Words   |  5 PagesPersonal Finance has always been an emotional topic in the United States. Today, many Americans are generating unlimited wealth and living exceptional lives, while others are struggling to make ends meet. Evidently, people’s actions and beliefs are the deciding factors in their achievement of wealth. So, this huge gap in wealth between rich and poor people has a special connection with the philosophy and attitude of each individual toward personal finance. Merriam-Webster Dictionary definedRead MoreCommerce Assignment : Personal Finance852 Words   |  4 PagesCommerce Assignment: Personal Finance By Edmund Tan Contents Executive summary Page 3 Product 1 Page 4 Product 2 Page 5 Product 3 Page 6 Bibliography Page 7 Executive summary Nature of the organisation: Kadi Bank is an organisation that provides financial services to the public. The financial services that Kadi Bank currently provides are savings accounts, home loans and superannuation. It was founded in 2014 by Edmund Tan.Read MorePersonal Statement On Personal Finance1724 Words   |  7 Pages Knowledge about personal finance is not always common knowledge and although money touches most modern homes, most parents don’t teach their kids about money either. It can be hard to find time in a busy schedule to figure out when and how to adjust your time to set up a proper budget so instead you just decide to live pay check to paycheck because it got your parents by and now it gets you by and that has just always worked. One day you have to grow up and realize that those consequences ofRead MorePersonal Statement : Personal Finance1607 Words   |  7 PagesPersonal Finance Personal finance decision is a very important decision as it involves management of day-to-day finances of an individual or his family. Personal finance includes not only obtaining, budgeting, saving, and spending monetary resources over time but also taking into account various financial risks and future life events. It includes all activities which an individual is concerned about like investment, insurance, tax, debt servicing, mortgages etc. Financial planning involves analysingRead MoreGet A Financial Life : Personal Finance898 Words   |  4 Pages Within the book, Get a Financial Life: Personal Finance in Your Twenties and Thirties, author Beth Kobliner provides plentiful knowledge to help with financial literacy. Kobliner, a journalist, author, and personal finance expert has set this book up to answer a variety of questions that aid in a better understanding of one’s financial affairs. The questions divided into different chapters cover specific financial choices an d problems people are faced with. Unquestionably, this book is useful toRead MoreA Proposal For Personal Finance1976 Words   |  8 PagesENGL 3310_48F Technical Report Writing Subject: A proposal for Personal Finance 101 to be added to the Bachelors of General Studies Degree Curriculum. The Mission Statement of Lamar University, aspires to engage and empower students with the skills and knowledge to thrive in their personal lives and chosen fields of endeavor. I believe that the course Personal Finance 101, directly respects our University’s mission. Personal Finance is defined as the financial decisions and activities of an individual

Essay about Use of Rhetorical Devices in Letter from...

Letter From Birmingham Jail In Kings essay, Letter From Birmingham Jail, King brilliantly employs the use of several rhetorical strategies that are pivotal in successfully influencing critics of his philosophical views on civil disobedience. Kings eloquent appeal to the logical, emotional, and most notably, moral and spiritual side of his audience, serves to make Letter From Birmingham Jail one of the most moving and persuasive literary pieces of the 20th century. In Birmingham, Ala., in the spring of 1963, Kings campaign to end segregation at lunch counters and segregated hiring practices drew nationwide attention when police turned attacks dogs and fire hoses on peaceful demonstrators. King was jailed along with†¦show more content†¦He deduces the fact that the white moderate does not seem to recognize the gravity of their non-action. King further declares that laws are established to promote justice and with their current amoral application, civil resistance to those segregated laws by blacks is justified and inevitable. King continues he logical argument when he exhorts the reader to analyze the quote of an elderly black woman who comments, My feets is tired but my soul is at rest (168). King acknowledges that although her statement is grammatical incorrect, and her lack of education apparent, she is still cognizant of the magnitude of injustice suffered by Blacks under segregation. King understands that to communicate such a controversial position effectively; logic alone will not be sufficient. To reach even deeper into the psyche of his reader King also attempts to appeal to the readers emotional side. By presenting vivid details to describe the plight of himself and other Blacks, King offers the opportunity for us to vicariously experience the heartbreaking emotions in the daily lives of African Americans under the laws of segregation. These poignantShow MoreRelatedRhetorical Analysis Of Martin Luther King Jr.976 Words   |  4 PagesIn all of the speeches, one way or another, Dr. King used several different rhetorical devices in order to defend his own actions. In specific, two of his speeches, â€Å"I have a Dream† and â€Å"Letter from a Birmingham Jail† Dr. King used the rhetorical devices of anaphora, allusion, and diction to relay his thoughts of what is right, and also as a way to build a common ground with his audience. Though the rhetorical devices are shared between the two speeches, there are also several differences. TheRead MoreAn Analysis of Martin Luther King Jrs Letter from Birmingham Jail776 Words   |  3 PagesEssay analysis Letter from Birmingham Jail by Dr. Martin Luther King, Jr (African Studies Center, 2013). :Letter from Birmingham Jail is a powerful piece of writing that graces the writings by Martin Luther. Part of the power lies in the use of rhetorical devices such as ethos, logos, and pathos in the letter. Luther used these stylistic devices and literary approaches to express his message, intention and express the mood of the letter making a masterpiece like no other letters before. OneRead MoreRhetorical Analysis Of Letter From Birmingham Jail812 Words   |  4 Pagesnonviolent resistance; however, during a protest in Birmingham, Alabama, Dr. King was thrown into jail. While in his jail cell, Dr. King wrote a letter to clergymen from the Birmingham jail claiming his stance on peaceful confrontation on defending African American’s human rights. In his letter, Dr. King uses rhetorical devices to strengthen his argument in his letter to the clergymen. In Martin Luther King Jr.’s â€Å"Letter from Birmingham Jail†, Dr. King uses biblical allusions, antithesis and questions toRead MoreMartin Luther King Letter Rhetorical Analysis710 Words   |  3 PagesIn a letter by Dr. Martin Luther King Jr., the civil rights leader uses various rhetorical devices to justify his actions for the nonviolent actions. His primary audience throughout the letter was to the clergymen who made accusations against Dr. King. He justifies his cause and argues the necessity of immediate action using rhetorical appeals such as ethos, pathos and logos. By using these various devices, Dr. King can gain the support needed for the Civil War Movement from his audience. Read MoreRhetorical Analysis Of Letter From Birmingham Jail1843 Words   |  8 PagesCoverage of the Rhetorical Triangle in â€Å"Letter From Birmingham Jail† What do you visualize when you think of a jail cell? Some might see restraints blocking them off from the rest of the world, feel cold metal or scratchy cloth against their skin, or experience the stench of sweat and despair. Martin Luther King Jr. saw a quiet place to write. After being arrested under the charge of â€Å"parading without a permit,† Dr. King used his eleven days in the Birmingham City Jail to respond to one specificRead MoreRhetorical Analysis Of Martin Luther King Jr. s Letter From A Birmingham Jail873 Words   |  4 PagesAfter criticism from eight Alabama clergymen for his nonviolent demonstrations, Martin Luther King Jr. was compelled to enlighten them on the current issues plaguing the African American community. During his confinement in a Birmingham jail, King wrote Letter from a Birmingham Jail to address most of the clergymen s concerns about his protest. In his letter, King emphasized why his actions were not unwise or untimely and explained that now was the perfect moment to act. His studies and sermonsRead MoreRhetorical Analysis Of Letter From Birmingham Jail1309 Words   |  6 Pagespersuasive piece results from total awareness of available rhetorical devices as well as inspiration and determination. Over the course of â€Å"Letter from Birmingham Jail†, the author Martin Luther King Jr., demonstrates that he can effectively employ the use of rhetoric elements. The rhetorical strategy and context are two vital literary elements within a piece of writing that can be used to make a strong argument while appealing to the audience. King uses a combination of rhetorical techniques to rebutRead MoreEffective Use of Language in Martin Luther Kings Letter from Birmingham Jail1387 Words   |  6 PagesLuther King wrote a letter from Birmingham jail that was addressed to the eight leaders of the white Church of the South, the â€Å"white moderates†. Dr. King’s letter talks about how unfair the white America ns were towards the black community, and how true civil rights could never be achieved. Throughout his letter, King talks about how unfair the white Americans were towards the black nation, he talks about the disrespect, unfair and unjust treatment the black community had received from the white AmericansRead MoreMartin Luther King Rhetorical Analysis1154 Words   |  5 PagesMuch of argumentative writing centers around rhetoric, the art of persuasion. Writers use certain rhetorical devices to engage and persuade their readers. Generally, we think of persuasion in terms of three rhetorical appeals. Aristotle first categorized these appeals based on logic (logos), ethics (ethos), and emotion (pathos). Most strong arguments have a balance of all three appeasl, although logos has proven to be more essential than the other two for a valid argument. In the same way theseRead MoreDr. King s Letter From Birmingham Jail1667 Words   |  7 Pagesnoted works called the â€Å"I have a Dream† speech and â€Å"Letter from Birmingham Jail† to the public. These tw o pieces, quickly following each other in succession, were literary works of Dr. King devoted to the cause of racial equality and used eclectic devices and appeals to achieve that goal. King’s purpose bolstered in his â€Å"Letter† and â€Å"Dream† speech by key rhetorical devices are supported by audience oriented diction and appeals. King’s rhetorical devices can be similarly and differently used through their

Monsanto †Appointing, Legislating, and Lobbying Its Way to the Top Free Essays

string(47) " may know nothing about the subject otherwise\." Interest groups are defined as an â€Å"organized group of people that makes policy-related appeals† and they can have a profound effect on our government and society (Ginsberg, Lowi, and Weir 419). These groups represent their interests in the political arena in a variety of ways; they can get government officials appointed to government positions, lobby government officials, and fund media to advertise their message to mobilize public opinion and sway voters. Businesses interest groups in particular utilize these strategies, because there is an economic incentive in passing favorable laws and conveying a good image to government and the public. We will write a custom essay sample on Monsanto — Appointing, Legislating, and Lobbying Its Way to the Top or any similar topic only for you Order Now One business interest currently benefiting from their interaction with the Obama administration is Monsanto. Monsanto is a billion dollar company responsible for genetically modified seeds, the chemical Roundup and its associated Roundup ready crops, the toxic chemical substance Agent Orange, bovine growth hormones (rBGH), and the synthetic sugar substitute known as aspartame—to name a few. As a business interest group, it has been a terrific success in using government to push its agenda, much to the dismay of environmental activists, scientists, and concerned citizens who want their government to regulate businesses and protect the public. This paper will examine how business interest groups like Monsanto have been able to further their agenda under the Obama administration through the appointment of employees to federal positions, lobbying, and use of media to mobilize public opinion. ) Appointment to Federal positions The appointment of employees in business to positions in government is a common occurrence today and is often referred to as â€Å"The Revolving Door†. This is the shuffling in and out of government and private sector jobs, and it is bad because it leaves these government officials with biases and the high chance of being favorable to their former employer. In the Obama administration, there are currently many revolvers from private industry (â €Å"Revolving Door†). One current revolver from Monsanto who is now making policy decisions regarding our food safety is Michael Taylor. Michael Taylor was named deputy commissioner for foods at the Food and Drug Administration in January 2010 and is a former Vice President of Monsanto’s Public Policy(â€Å"Meet Michael R. Taylor, J. D. , Deputy Commissioner for Foods and Veterinary Medicine†). This obviously creates a bias when making decisions about policies regarding products manufactured by Monsanto, such as genetically modified foods or the bovine growth hormones used in milk. When Monsanto employees like Michael Taylor get into these agencies, they are usually favorable to their former employer Monsanto when making decisions. They also ensure direct access for lobbyists to the agencies they are in control of; â€Å"many of Washington’s top lobbyists have close ties to important members of congress or were themselves important political figures, thus virtually guaranteeing that clients will have direct access to government officials† (Ginsberg, Lowi, and Weir 414). Taylor is a former lobbyist and current government official who now gives Monsanto full access into the decision making of many of American’s decisions about food. Unfortunately, he is just one in a litany of government officials who have vested interests in the private sector while still being allowed to make decisions affecting the health and safety of the American public. By getting employees into federal positions, businesses increase their chances of creating a strong iron triangle system that supports their interest group. The iron triangle is a â€Å"stable, cooperative relationship that often develops among a congressional committee, an administrative agency, and one or more supportive interest groups† (Ginsberg, Lowi, and Weir 418). This iron triangle system is powerful in creating favorable legislation and regulation for Monsanto; their good working relationship with legislative committees and executive agencies allows them to support their agenda and further their business by directly shaping policy outcomes. 2) Lobbying members of congress Lobbying is a critical part of how interest groups represent their agenda in government and seek passage of favorable legislation. A lobbyist’s goal is to influence policy in a certain direction by â€Å"mobilizing individual citizens to contact legislators (grassroots lobbying), testifying at hearings, submitting written comments to an agency or committee, press releases, and other activities† (Hasen 217). Lobbyists also take full of advantage of their direct access and â€Å"personal contact with legislators and taff members† to influence policy decisions (Hasen 217). Monsanto is incredibly adept in all these areas, and was the top lobbying client in the agribusiness sector with $8,831,120 spent in 2008 and $5,970,000 in expenditures in 2012 (â€Å"Annual Lobbying on Agricultural Services†). Business interest groups often lobby congress and the executive branch to promote their agendas and enact favorable laws and regulations. They do this by gaining dir ect access to members of Congress and federal agencies and making their interests heard. This is even encouraged by the Administrative Procedure Act (APA) that â€Å"requires most federal agencies to provide notice and an opportunity for comment before implementing proposed new rules and legislation† (Ginsberg, Lowi, and Weir 434). This allows businesses like Monsanto to meet with agencies like the USDA, FDA, and EPA to weigh in on issues that affect them, such as the merits and safety of genetically modified organisms (GMO’s), discouraging labeling of GMOS’s, or enforcement rules on chemicals and pesticides. Research shows that business interest groups have gained legislative success through directly influencing the bureaucracy. According to research, the â€Å"significant trait in interest group influence is the privileged, institutionalized integration of some groups into public decision making† (Binderkrantz 177-78). Because of Monsanto’s high level of activity with government agencies and their ability to get access and lobby officials directly, their opinion is often integrated into public policy. Another way Monsanto lobbyists gain influence is through the information they have to offer the government. Research says â€Å"the most important factor governing the influence of a group was the ability of a group to provide lawmakers with both technical and political information† (Smith 235). Monsanto provides busy government officials with information about the issues that conveys authority and touts research backing, making policy decisions easier for a government official who may know nothing about the subject otherwise. You read "Monsanto — Appointing, Legislating, and Lobbying Its Way to the Top" in category "Papers" In fact, many politicians say lobbyists are an essential part of government; in response to a 1978 bill expanding lobbying disclosures, Senators Edward Kennedy, Dick Clark, and Robert Stafford issued the statement that â€Å"Government without lobbying could not function. The flow of information to Congress and to every other federal agency is a vital part of our democratic system† (Ginsberg, Lowi, and Weir 431). This quote exemplifies how politicians rely on lobbyists as an essential source of information regarding policy issues. Lobbyist’s role as conduits of this information to government is crucial because they are in complete control of how information is presented—and thus how their agenda is received. One recent piece of legislation that Monsanto benefited from because of the information their ability to directly access lawmakers was House Resolution 933, an emergency spending bill passed to fund government operations through September and avert a government shutdown. The bill, signed by President Obama on March 26th 20013, will continue to protect this multi-billion dollar corporation from legal ramifications of the safety of its products. The budget bill, now dubbed the â€Å"Monsanto Protection Act†, inserted an unrelated provision that grants Monsanto against legal injunction for the next year and the ability to continue planting seeds and harvesting crops even if there are problems found with genetically modified organisms. Because they were trying to rush this bill through to avoid government shutdown, these shady provisions were able to sneak through. The Missouri Senator who added in the bill, Roy Blunt, admits he worked with Monsanto in creating the details of this legislature (â€Å"New Law Spurs Controversy, Debate Over Genetically Modified Crops†). This piece of protective legislation shows how corporations can use their direct access to government officials to alter policy changes. Because of this advantage of access and authority, business interest groups like Monsanto are extremely successful in transforming their agenda into public policy. Overall, research does indicate that there is a bias towards businesses. When comparing comments from business to nonbusiness commenters in federal agency hearings, there was a clear winner in policy outcomes. Agencies are more likely to be persuaded by lobbyists for business interests because of â€Å"the number of comments coming from business interests† and the fact that the â€Å"comments from business-related interests provide more information and signal a greater level of commenter expertise, causing agencies to respond to the requests made†¦Ã¢â‚¬  (Webb 128). This research shows business interest groups have the advantage both in the amount of input, and the sense of credibility the information has coming from a large industry. Monsanto educates these government officials through their company’s own agenda and thus often succeeds in getting the policies it wants passed. This bias towards businesses undercuts the effectiveness of pluralism. Pluralism is the theory that all interests are and should be free to compete for influence in the government, with the outcome of this competition being compromise and moderation. The idea is that people will belong to interest groups that affect them and let their voices be heard by government, so that their needs can be met. Unfortunately, business interest groups often have a much greater voice than other interest groups through their existing ties to government via federal appointments and because of their financial power to fund lobbyists. Because they have a greater presence, the corporation’s needs are met while the needs of the public become secondary. While â€Å"interest group pluralism presumes that public policy outcomes are determined principally through a contest for influence among organized pressure groups†, we can see that it isn’t a very fair contest when Monsanto’s lobbyists have millions more dollars to spend. Stephenson and Jackson 7) It is clear that there is a negative implication of lobbying when legislation begins to favor elite interests rather than the public good. Because business interest groups are able to influence government in a disproportionately higher rate than citizens, â€Å"legislative outputs no longer reflect the outcome of reasoned deba te, promoting the common good, or the preferences of the median voters. Instead, public policy reflects the preferences of lobbyists’ clients† (Hasen 219). 4. Mobilizing Public Opinion Through Media Monsanto, like other interest groups, often uses media to further its cause. It can be used to rally support for the products it makes or it can be used to oppose policies that could affect the company negatively. Because it is a multi-billion dollar company, it is able to spend an inordinate amount to advertise their agenda and gain public favor more easily than companies that are not as well off financially. Research shows the effectiveness of an interest group’s use of media is correlated to its money and size: â€Å"the best predictor of an interest group’s ability to use the mass media as a political tool is the level of organizational resources (money, members, staff, etc. it enjoys† (Thrall 417). This shows that the advertising messages the public receives is determined by who has the most money to market themselves, and companies like Monsanto are obviously a dominant influence due to their resources. A recent example of Monsanto’s use of the media to further its agenda was the attempt at labeling genetically modified organ isms (GMO’s) that failed because of Monsanto’s supreme ability to mobilize public opinion. The California Proposition 37 added to the ballot in 2012 was an initiative to label foods that contain genetically modified organisms. Even with mounting concerns about public safety, Monsanto was able to control this issue through media and advertising and ensure that California voters would not let the proposition pass. They were successful because large companies were able to out fund non-profits and other groups who donated a fraction of Monsanto’s budget. Because of their resources and ability to advertise, Monsanto and other agribusinesses were able to easily sway voters with their carefully crafted ad campaigns. By paying to run millions of dollars on ads that threatened rising food costs if food labeling was required, they swayed many Americans worried about tough economic times. Their use of the media convinced citizens that labeling genetically modified foods was against their self-interests financially, and this threat prevented many people from voting the proposition through. It was a big comment on the state of consumer affairs in the country that a simple labeling law could not be passed; though the administration could follow many other countries leads and mandate GMO labeling, Monsanto is left deciding the fate of food with its money, power, and influence. 4) Conclusion: reaffirms your thesis statement, discusses the issues, and reaches a final judgment: your conclusion based on your research and your reasoning. Business interest groups are a powerful force in the decision making process of our country and will continue to exert force over policy as long as they have resources and access. To make their interests known and accepted, they utilize the attainment of federal positions, lobbying, litigation, and funding of media. To get their agenda expressed through the government, they use federal appointments in a process called the â€Å"Revolving Door†. This leads to biased decision making throughout branches of the government that can negatively affect policy outcomes for the public. If this continues, citizens will become alienated and distrusting of the federal government which seems to be only serving the elite interests of corporations. Lobbying is another way that citizens are rightly beginning to lose trust in the system. While in theory all interest groups are supposed to be able to lobby the government, only those interests with large amounts of money, access, and connections will have a good chance at having their interests be heard. Though there are regulations on how much lobbyists can spend and laws requiring them to register, it is still clear that lobbyists for billion dollar corporations are experiencing a higher level of success than public interest groups with little funding. This shows that in government, those with the most money and access will prevail. Unfortunately when â€Å"businesses and trade associations make up more than half of the Washington lobbying community†, it is unlikely citizens will fare as well as corporations (Baumgartner 1194). This has major implications when research shows that â€Å"some special interest lobbies frequently influence legislation and regulation in ways that†¦are detrimental to the public good† (Baker 53). Regulations made from information presented by lobbyists doesn’t serve the public good—it serves Monsanto’s. The use of the media is another area in which Monsanto has dominated its competition. It was the highest contributor in advertising against Proposition 37, and the over seven million dollars poured into the cause was effective in squashing the issue of labeling genetically modified food. When a group like Monsanto is able to pour that amount of funds into mobilizing public opinion, they have complete control over the issue and how they want it to be seen and voted on by the American public. With enough money they were able to assuage concerns over the safety of genetically modified foods and managed to convince people it would actually go against their own self interests in terms of cost. The elite team of advertisers Monsanto has the funds to hire enables them to spin their issues in any way they need to in order to gain both governmental and public support for their agenda. By gaining support they can ensure individuals vote to Monsanto’s benefit and don’t actively oppose the company, leaving their profit motive as the single determiner of important public policy. How to cite Monsanto — Appointing, Legislating, and Lobbying Its Way to the Top, Papers

Homophobia is Gay Essay Example For Students

Homophobia is Gay Essay While society has progressed overtime in a way to make all people feel equal and acceptable, the social order is yet to make homosexuals feel accepted in their community; therefore, homophobia has had an enormous negative impact on all citizens today. ?For example, many LGBT people have become homeless as a result of being rejected by their families after revealing their sexual orientation. In the US, between 20 and 40 percent of young homeless people are gay, lesbian, bisexual or transgender.? Despite the issue?s intricacy, there are some possible solutions to decrease the effect of homophobia on humanity. Homophobia can be defined in many ways. ? is generally defined as hostility towards or fear of gay people, but can also refer to social ideologies which stigmatize homosexuality.? There are two different levels of homophobia: internal and external. Internal has to do with prejudices that people include in their beliefs as they grow in places biased against gays and lesbians. External has to do with the expression of the biases. There are many things that influence homophobia. ?There are many factors that can cause a person to be homophobic. Research has shown that prejudice against gay people and homosexuality can be influenced by the person: Having strong religious beliefs that disapprove of sex and/or homosexuality, having little to no social contact with lesbian and gay people, Reporting no homosexual experiences or feelings.? There are many religions that discourage homosexual relations and foster homophobia. ?When you?re scared, especially of something you actually know nothing about, hatred is a natural reaction.? Homophobia comes a lot from not knowing or understanding much about homosexuality. ?In a 2010 public opinion poll, 43 percent of Americans who participated believed that gay and lesbian relationships are morally wrong.? The ?traditional family? is made up of a man and a woman with the ability to reproduce. Many things influence homophobia including beliefs, lack of knowledge, or just plain fear. In addition, homophobia impacts society in many ways, but in general it hurts people. For instance, ?every year gay and lesbian people as well as people who are simply perceived to be gay or lesbian are teased, harassed, raped, beaten, or killed? (Bullough). Bisexuals, transgendered, and straight allies are also subject to this kind of treatment. Also, ?a few studies? have revealed slightly higher lifetime rates of depression, attempted suicide, psychological help seeking, and substance abuse (Cabaj, Nemrow, O?Hanlan, Robertson, Schatz). This physical harm is also causing psychological harm. However ?people suffering from homophobia also limit their scope of association and may have dangerously rigid gender role expectations of themselves and others.? People suffering from that don?t see any other views but their own. While physical harm caused by anti-gay violence is immediately obvious, psychological and emotional injury can also occur. These include post-traumatic stress and chron ic pain syndromes, phobias, eating disorders, and most commonly, depression.? There?s a lot that comes with homophobia that many do not stop to think or realize. Homophobia hurts people whether they are homosexual or heterosexual. In addition, ?Homophobia?, the term, was found in 1967. ?The term homophobia was coined by George Weinberg, a psychotherapist, and self-identified heterosexual? (Bullough). ?The initial classification of homosexuality a mental disorder in the Diagnostic and Statistical Manual which defies the statement that being homosexual is a choice. Those feelings are there. It is in the brain. It?s not a choice to be a homosexual, however, it is a choice whether to act upon those feelings or not. ?Children, sometimes as young as two to eight years old? experience homosexual feelings? (Cabaj, Nemrow, O?Hanlan, Robertson, Schatz). It doesn?t matter how old you are; homosexual feelings can occur any point in life. .ud5d3cd558e4e9cc2d05522497628a0dd , .ud5d3cd558e4e9cc2d05522497628a0dd .postImageUrl , .ud5d3cd558e4e9cc2d05522497628a0dd .centered-text-area { min-height: 80px; position: relative; } .ud5d3cd558e4e9cc2d05522497628a0dd , .ud5d3cd558e4e9cc2d05522497628a0dd:hover , .ud5d3cd558e4e9cc2d05522497628a0dd:visited , .ud5d3cd558e4e9cc2d05522497628a0dd:active { border:0!important; } .ud5d3cd558e4e9cc2d05522497628a0dd .clearfix:after { content: ""; display: table; clear: both; } .ud5d3cd558e4e9cc2d05522497628a0dd { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ud5d3cd558e4e9cc2d05522497628a0dd:active , .ud5d3cd558e4e9cc2d05522497628a0dd:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ud5d3cd558e4e9cc2d05522497628a0dd .centered-text-area { width: 100%; position: relative ; } .ud5d3cd558e4e9cc2d05522497628a0dd .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ud5d3cd558e4e9cc2d05522497628a0dd .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ud5d3cd558e4e9cc2d05522497628a0dd .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ud5d3cd558e4e9cc2d05522497628a0dd:hover .ctaButton { background-color: #34495E!important; } .ud5d3cd558e4e9cc2d05522497628a0dd .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ud5d3cd558e4e9cc2d05522497628a0dd .ud5d3cd558e4e9cc2d05522497628a0dd-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ud5d3cd558e4e9cc2d05522497628a0dd:after { content: ""; display: block; clear: both; } READ: United Way EssayA possible solution would be getting families to accept their homosexual family members. ?It is hypothesized that positive parental communication and support?will moderate the association between experiencing homophobic teasing and psychological outcomes for students who are sexually questioning and students? (Koenig 205). ?Parents who accept and advocate for their non-heterosexual teens may be protecting them from depression and ill health as adults, suggests a new study on families with lesbian, gay, bisexual and transgender (LGBT) children? (Jeanna Bryner). ?For the first time, researchers have established a clear link between accepting family attitudes and behaviors towards their lesbian, gay, bisexual and transgender (LGBT) children and significantly decreased risk and better overall health in adulthood.?A recommended solution would be to educate and create awareness. ?Educating your peers about issues of sexual orientation and homophobia can be one of the most effective ways to make your school safer for LGBTQ, , students (Peer Education Workshops). President of the Elementary Teacher?s Federation of Ontario, Sam Hammond states, ?Education is the key to raising awareness and dispelling myths about homophobia and the discrimination that lesbian, gay, bisexual and trans (LGBT) students and teachers must deal with on a daily basis.? Hammond also states that ?no child is born homophobic. Embracing diversity and respect for others is learned behaviour and educators can take the lead by modeling these positive behaviours in the classroom and the school community? (Education the Key to Stopping Homophobia: ETFO). Part of the possible solution would be to actually create or develop classes or programs that provide education and create awareness. Examples could be a club, an actual class, or an outreach program. ?Gay-Straight Alliances (GSAs) are student clubs that work to improve school climate for all students, regardless of sexual orientation or gender identity/expression.